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Gramin Bank of Aryavart was constituted on 01-04-2013 vide Govt. of India Notification dated 01-04-2013 with amalgamation of Aryavart Kshetriya Gramin Bank (sponsored by Bank of India) and Shreyas Gramin Bank (sponsored by Canara Bank) under the Govt. of India’s policy of consolidation of RRBs. Gramin Bank of Aryavart has the mission of accelerating the development of rural economy with the aim to attain upliftment of the poor, the neglected and down trodden people by inculcating the saving habits and channelizing the flow of credit in the rural areas. It has the vision of becoming the most preferred Bank with commitment towards social responsibility and enhancement of value of all stake holders through customer centric approach by adopting noble ways of banking, modern technology and good corporate governance.
The Bank has its presence in 15 districts of Uttar Pradesh with a network of 651 branches, 11 Regional Offices and a Head Office at Lucknow.
All the 651 branches of the Bank are under CBS platform with RTGS / NEFT facility.
As on 01-04-2013, the Bank has a deposit base of Rs.9206.86 Crores with a clientele of more than 70 lacs customers. It has credit outstanding to the tune of Rs. 5190.27 crores servicing more than 9 lacs borrowers in its command area of operation. Thus the bank presently having a customer base of approximately 80 lacs and we are proud to enjoy their patronage. Over the years, the bank has been taking proactive steps to bring more & more new and innovative products as well as services with the objective to fulfill all their needs and requirements.
Presently, the Bank has a C.D ratio of 52.74%. Concerted efforts are being initiated to augment the position to a minimum level of 60% at the earliest. CASA of 69.64% is one of the important strength of the bank. Since beginning, bank has taken multifarious initiatives for growth of priority sector in general and agriculture in particular. Presently priority sector & agriculture contribute 65.16% & 50.91% of gross advances of the bank.
Besides, the bank has also acclaimed international recognition & has been awarded prestigious Ashden award for its innovative solar home light scheme in the year 2008. The bank has also the unique distinction being the first bank in the country to earn Carbon Credits on the behalf of its customer.
With about 3200 dedicated work force along with latest technology in place coupled with wide range of products and services to fulfill banking needs of all segment of our service area. Gramin Bank of Aryavart will continue to bring delight and utmost satisfaction to its customers always.
I invite you to enjoy banking with us.
With best wishes and greetings,